Personal Loan And Home Loan Of Yes Bank

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Personal Loan & Home Loan
Personal Loan & Home Loan

Personal Loan & Home Loan

home loan

YES BANK provides wide-ranging solutions to customers for financing the purchase of residential property.

Interest Rate:

Ranging from 9.35% to 10.50%

Fee:

Processing Fee: 0.5% of the loan amount or Rs 10000 whichever is higher (GST additional)

For further details Personal Loan & Home Loan please SMS/YES HL to 9223390909 or call us at 1800-419-1717
RGE Description Charges/Fee**
Rate of Interest 9.35%-10.50%
Part-Payment/Pre-payment Charges Charges
Nil for floating rate loans
2.5% on the principal outstanding for fixed rate loans
Processing Fee (Non-refundable) 0.5% of the loan amount or Rs 10000 whichever is higher
Late Payment Penalty 2% p.m. on overdue EMI
Repayment Swapping Charges Rs 500/-
Instrument Return Charges Rs 750/- per instance
Charges for Amortisation Schedule Rs 100/- per request
Statement of Account Rs 100/- per request
Prepayment Statement Charges Rs 100/- per request
Duplicate NOC Rs 100/- per request
Loan Cancellation / Rebooking Rs.2000 /- (additionally franking/stamping norms as per actuals if applicable)
Legal, Repossession & Incidental charges At Actuals
Document retrieval charges (per advice)
(Photocopy/scanning, etc) Rs 500/-
Switch charges (Floating to prevailing fixed rate only if the same is permitted
by the bank at the time of request) 0.5% of the loan amount outstanding
Switch charges (Fixed to prevailing floating rate only if the same is permitted
by the bank at the time of request) 1% of the loan amount outstanding
Conversion charges (Higher Floating rate to lower floating rate, only if the
same is permitted by the bank at the time of request) 0.5% of the loan amount outstanding
Conversion charges (Higher Fixed rate to lower Fixed rate, only if the same is
permitted by the bank at the time of request) 1% of the loan amount outstanding.
EMI cycle date change Rs 500/-
Equitable Mortgage Creation Charges At Actuals
CERSAI Charges (included in the Login fee)
Rs 50/- for loans up to Rs 5 lacs
Rs 100/- for loans above Rs 5 lacs.

Dosto ye tha yes bank ka home loan or personal loan aage or bhi bahut kuchh daluga.

YES BANK offers you, our valuable customers, a wide range of loans that will fulfil your every need. Our wide range of loans will enable you to move into your own home, or buy your dream vehicle, or enhance your business, or treat your family to that perfect vacation you’ve always dreamt of.

Keeping this in mind, we have introduced loan products including Home Loans, YES KHUSHI Affordable Home Loans, Car Loans, Loan Against Property, Personal Loans, Loan Against Gold, Commercial Vehicle Loans, customized to suit your needs.

What’s more, our quick and easy loan application processing will ensure that. Your application is processed in minimum time and in a hassle-free man personal loan.

With quick and easy Personal loans from YES BANK, you can now go ahead and treat your loved ones to that long awaited holiday abroad or give your home a makeover. YES BANK Personal Loans allow you to fulfil your personal requirements instantly.

eligiblity ÷

Particulars Basic Eligibility/Requirement
Monthly Net Salary Minimum 25,000/- in Hand (Net Salary)
Salary account with Yes Bank (Yes/No) Should have min 6 months’ salary account with YBL
No of Yr in Current Company Minimum 6 Months
Total Work Experience (Employment) Minimum 2 years
No of Yr in Current Residence/Residence Details Owned – No Condition
Parental Owned – No Condition
Rented – Minimum 2 yrs at current residence
ITR / Form 16 For last 2 Financial Years
Loan Requirement /Minimum Loan Amount 2 Lacs

Schedule Of Charges

FEATURES & BENEFITS

Digital Wallet with free Virtual card and UPI which can be used to send/receive money, mobile/DTH recharge, pay bills and much more
READ MORE
for more details login to www.yesbank.in
jise bhi loan chahiye bata dena yes bank se best rate koi nhi dega.

documents ÷

Type of Loans Personal Loan / Business Loans
 

Salaried

 

Self Employed

Foreclosure of loan ( Full Pre payment)  is not allowed up to payment of 12  EMI’s 12 EMI’s
Foreclosure Charges  ( Full Pre payment) 13 -24 Months of EMI Repayment -4%

25 -36 Months of EMI Repayment -3 %

37 -48 Months of EMI Repayment-2%

>48 Months of EMI Repayment -Nil

 

13 -24 Months of EMI Repayment -4%

25 -36 Months of EMI Repayment -3 %

37 -48 Months of EMI Repayment-2%

48 Months of EMI Repayment -Nil